銀行常用英語詞匯是在現(xiàn)代金融領(lǐng)域中非常重要的一部分,了解和掌握這些詞匯可以幫助我們更好地理解和應(yīng)用銀行服務(wù)。本文將介紹一些常用的銀行英語詞匯,并結(jié)合實際應(yīng)用場景提供相關(guān)示例,以幫助讀者更好地掌握這些詞匯。順便也分享一下我們免費的體驗課給大家,感興趣的朋友可以去試試課,不用花上萬的費用也能找到效果好的英語機構(gòu)了,免費的課程領(lǐng)取地址在這:http://www.krbn.com.cn/lpsacc/yj/ty/97386983/lp.
1. Bank(銀行) - Financial institution that provides various services, such as accepting deposits, lending money, and issuing credit cards.
- I need to go to the bank to deposit some cash.
2. Account(賬戶) - A record of financial transactions related to a particular person or business.
- I have a savings account at this bank.
3. Deposit(存款) - An amount of money that is placed into a bank account.
- I made a deposit of 1000 dollars into my checking account.
4. Withdraw(取款) - To take money out of a bank account.
- Can I withdraw 200 dollars from my savings account?
5. ATM(自動取款機) - Automated Teller Machine, a machine that allows customers to perform banking transactions without a bank teller.
- I need to withdraw some cash from the ATM.
6. Loan(貸款) - Money that is borrowed from a bank with the agreement to pay it back with interest.
- I applied for a loan to buy a new car.
7. Interest(利息) - A fee charged by a lender for the use of borrowed money.
- The bank pays me interest on my savings account.
1. Credit Card(信用卡) - A plastic card issued by a bank that allows the cardholder to make purchases on credit.
- I used my credit card to pay for the hotel room.
2. Debit Card(借記卡) - A card issued by a bank that allows the cardholder to make purchases directly from their bank account.
- I prefer to use my debit card for everyday expenses.
3. Overdraft(透支) - A negative balance in a bank account caused by withdrawing more money than is available.
- I accidentally overdrew my checking account.
4. Mortgage(抵押貸款) - A loan used to buy property, with the property serving as collateral for the loan.
- We got a mortgage to buy our dream house.
5. Investment(投資) - The action or process of putting money into projects or businesses in order to gain a profit.
- I'm considering investing in the stock market.
6. Exchange Rate(匯率) - The rate at which the currency of one country can be exchanged for the currency of another country.
- The exchange rate between the US dollar and the euro is constantly changing.
1. Foreign Exchange(外匯) - The exchange of one country's currency for another.
- I need to exchange some US dollars for euros for my trip to Europe.
2. Wire Transfer(電匯) - A method of electronically transferring funds from one bank account to another.
- I'll wire transfer the money to your bank account.
3. Swift Code(國際銀行代碼) - A unique code used to identify specific banks in international transactions.
- Please provide me with your bank's Swift Code for the wire transfer.
1. How may I help you?(有什么可以幫到您的?) - A common greeting from bank staff to customers.
- Customer: I'd like to open a new account.
Bank Staff: How may I help you?
2. Please wait a moment.(請稍等片刻) - A polite way to ask the customer to wait for a short period of time.
- Customer: I'd like to inquire about my account balance.
Bank Staff: Please wait a moment while I check that for you.
3. Thank you for banking with us.(感謝您選擇我們銀行) - A polite way to express gratitude to the customer for choosing their bank.
- Bank Staff: Thank you for banking with us. Have a great day!
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